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Bank of Baroda has launched Aadhaar-based online savings account opening

Shubham Jaiswal (

Bank of Baroda (BoB), India’s third-largest public sector bank, have launched ‘Insta Click Savings Account’ for all its customers. The Insta Click Savings Account uses a new form of digital KYC and Aadhar based OTP authentication of the customer, which can be operated from the bank’s website, through internet banking or mobile app. This type of account is activated in real-time, which means the customer can start transaction, using the Baroda M Connect Plus application with the MPIN received on the mobile number, immediately.

We are working on digitization of all our process and intend to be 100% paperless by 2023. This the way only to ensure our customers they can have a safe, and secure banking experience without having the need to step out of their homes is with adoption of online, or digital products and services, Sanjiv Chadha, MD & CEO, Bank of Baroda, said.

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